Accept UnionPay international

+ What is UnionPay?

UnionPay or UnionPay international, founded in 2002, is the Chinese national card scheme. UnionPay operates under the control of the Central Bank of China. In China, all cardholders most likely have one card from UnionPay.

• UnionPay is accepted by 35 million merchants in China

• In 2023, 24 trillion euros have been processed via UnionPay’s network and 10 billion cards have been issued

• In 2024, the group was present in 183 countries and regions and accepted by 67 million merchants worldwide

• In 2024, 240 million UnionPay cards have been issued outside of China

• In France, UnionPay cards are now accepted by 75% of ATMs and more than 630 000 merchants, including, Galeries Lafayette, Longchamp, Sephora, Printemps…

+ Who can accept UnionPay cards?

Any company, association or entrepreneur can accept UnionPay in-store or online to make the purchase process easier for their Chinese customers in every channel.

However, high risk companies are not accepted for account opening.

For more information on whether your business is qualified or not, please contact our team.

+ In which countries can UnionPay be accepted?

UnionPay can be accepted in 178 countries and regions. If you want to know if your business can open a UnionPay account, do not hesitate to contact us.

+ Does Silkpay have a PrestaShop plugin for UnionPay?

Yes, Silkpay has launched a free PrestaShop plugin that allows merchants to accept UnionPay as well as Alipay, WeChat Pay, Visa and Mastercard payments in your e-commerce and decrease cart abandonment.

+ How to open a UnionPay account?

You can automatically create a Silkpay business account through our online process to start accepting payments.

+ How long does it take to open a UnionPay account?

After checking your documents, it will take from 2 to 7 business days to open an account for UnionPay.

+ What is UnionPay pricing?

Merchants pay a commission rate per transaction on successful transactions only. For more information on our UnionPay pricing, contact our team.

+ Why accept UnionPay?

• Gain trust: By accepting UnionPay cards in your physical store or e-commerce, you give a sense of reassurance to Chinese customers and make them buy from you with no hesitation.

• No payment limit: UnionPay card users have no payment cap. They can spend as much as they want wherever they are. $850 000 is the highest amount that has been spent with a UnionPay card in Australia.

• Boost your revenue: Having UnionPay logo in your store is a competitive advantage that will bring the world's largest network of cardholders directly to your business. It also makes Chinese customers spend more in your store.

• Secure payment: Thanks to the high security measures put in place, UnionPay sets the record of the fewest fraud cases recorded ever. In France, 0 cases of fraud have been recorded since the launch of the UnionPay card in the country in 2006.

+ Where is UnionPay accepted?

Today, UnionPay has expanded its business to 183 countries in the world, including China, France, Germany, UK, Japan...

In China, UnionPay is launched in 35 million stores. And outside of China, there have been more than 30 million stores that accept UnionPay. Among the stores that accept UnionPay payments in Europe, we can name ISIC, AXA and Printemps. They all can be paid via UnionPay without restrictions.

UnionPay is also one of the most popular payment methods in e-commerce. It is accepted not only on Chinese platforms such as Taobao and Jingdong, but also on global platforms like Amazon and eBay.

Wherever you are in the world and whatever industry you are in, you can accept UnionPay easily and safely through API, PaybyLink, QR code, POS machine or Cash register system.